No Fees*

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Does Joining/Annual fee of Credit cards put you off? Have a look at Cards you can enjoy Life time Free.
Covered list has cards that are free itself or Fee are waived off on Spends of 1 lakh or below in a year. Also covered Fixed deposit based card (They are really good for your Credit score and are easy to get)

SBI SimplyClick

Joining fee(500+gst) benefit(Rs 500) and fee waived off for next year on 1 lakh spend

HSBC Visa Platinum Card

No Fee ever, what else to say. Great for HSBC travel and Other offers

HSBC Smart value Credit Card

Free for year 1. Renewal fee waiver if 50,000 has been spent else 500 benefit of Fee(Rs 500)

BoB Select Card

Joining fee waived on spending 7500 in first 60 days.Renewal Fee waived off on spending more than 70,000 Rs in year

SBI SImplySave

Joining fee(500+gst) benefit(2000 RP worht Rs 500) and fee waived off for next year on 1 lakh spend

Paytm First credit card

Paytm only co-branded card through Citi bank

Amazon Pay ICICI Bank Credit Card

No need to wait for Amazon sale, get discount on Amazon shopping all year long

Yes Prosperity Edge Credit Card

Accelerated rewards, domestic lounge access and milestone and Fee waiver on spending 75000 Rs

OLA Money SBI Card

Fee waiver, all year discount on Ola and flat 1% returns

HDFC Millennia Credit Card

A lot of lounges covered, shopping cash-back and Fee waiver on spending 1 lakh in an year

Amex SmartEarn Credit Card

A card for Millennial, accelerated rewards, low fee waiver and the Amex touch

HDFC Diners Clubmiles

Great rewards, benefits and No fee if 1 lakh has been spend

1 Comments Post Comment

Priya S

I am currently looking to get a Credit card living in Gurgaon. My yearly spends are around Fuel Rs 48000, Utility bills Rs 60,000, Online Shopping Rs 75,000, Groceries Rs 60,000 and Travel of around Rs 60,000. Please suggest a good card for everyday use, i am okay for nominal fees around 500 if needed my yearly income is 9 lakh and have IRCTC SBI Card and Axis insta easy against fd

02 Apr 2020

Replies

Finvass Admin

Hi Priya I suggest you to go with an HDFC Card you can get Regalia First or ClubMiles if HDFC is still issuing it. HDFC gives 10X points on train booking, also Rs 100 off. Check HDFC cards. You maybe able to get it for free. Also Fee waiver is lower on this so you can move your spends to HDFC and keep Axis as backup in case of Diners Card

02 Apr 2020