SBI SImplySave by State Bank of India

Overall Rating - 4.8/5

from 1 User Reviews

Cost vs Value
Application Process
Offers & Benefits
Customer Service
Profile Image Finvass

Updated On: Feb 20, 2020

Good value on online spends and SBI partner vendors. Not to mention it can be Life time free with spend based fee waiver. Having a SBI card in wallet gives you option to get those extra Discounts SBI has on online platforms

Return on Spends: 1 Reward Points per 100 Rs spent

Accelerated returns: 10 Reward Points per Rs 100 spent on Dining, Movies, Departmental Stores and Grocery Spends.

Best Reward redemption: Adjusted as statement credit at 1 Reward Point = 0.25 Rs

How to redeem points:


Domestic Lounge access: No free access

International Lounge access: No free access

Other benefits:

Where to use it: Online spends

Milestone Benefits

Yearly: Not there


Regular Offers: Grofers discount on weekends, part of Amazon or Flipkart sales

Fees (+18% GST)

Joining fee: 499

Annual Fee: 499

Forex Markup: 3.5%

Annual Percentage Rate: NA%

Fee and waivers

Payment: Spend?Rs.?2,000 or more in first 60 days and get 2,000 bonus Reward Point

Annual Fee waiver: Waived off if more than 1 lakh has been spend

Joining Fee waiver: No waiver

Other info

Eligibility: Not disclosed, but available easily

Official link: Click here

Contact Customer support:

Login : Click here

Apply :

Terms and Offers keeps getting updated at Banks website, its recommended that you check on Banks official page for most updated information

Do you have this Card? Consider adding it to your + Ownlist it will give you list of best offers and lounges (with free access) against your Cards in one place, Your Dashboard