HDFC Millennia Credit Card by HDFC Bank

Overall Rating - 4.1/5

from 2 User Reviews

Cost vs Value
4.3/5
Application Process
4.3/5
Offers & Benefits
4.0/5
Customer Service
3.8/5
Profile Image Finvass

Updated On: Feb 20, 2020

Mostly free, since its a new card launched info is mixed on website however one of our reviewer got this card Life time free after opening Bank account with HDFC. . Used it on wallet reload, 1% return as mentioned came in month end cycle. Redeeming these points is hard though as minimum 2500 Points are needed and are valid for 1 year from issue date. This is concerning and should be reconsidered by HDFC
Rewards

Return on Spends: 1 % cashback on all spends

Accelerated returns: 5% on HDFC smartbuy and pay by Payzapp. 2.5% on online spend.

Best Reward redemption: Redemption is not very convinient as cashback expires after a year and minimum 2500 points are needed to redeem

How to redeem points:

Benefits

Domestic Lounge access: 2 per quarter

International Lounge access: No free access

Other benefits:

Where to use it: Online spends,wallet,

Milestone Benefits

Yearly: Not there

Regular: Not there

Regular Offers: Online spend discounts, Cashback on Online/Offline spends and Accelerated rewards on HDFC smartbuy

Fees (+18% GST)

Joining fee: 1000

Annual Fee: 1000

Forex Markup: 3.5%

Annual Percentage Rate: NA%

Fee and waivers

Payment: Most likely life time free. Fee benefits(if fee paid) of 1000 RP

Annual Fee waiver: Fee waived off if moret han 1 lakh has been spent in anniversary year.

Joining Fee waiver: Joining fee waived off

Other info

Eligibility: 25,000 monthly salary, 6 lakh income for self -employed

Official link: Click here

Contact Customer support:

Login : Click here

Apply :

Terms and Offers keeps getting updated at Banks website, its recommended that you check on Banks official page for most updated information

Do you have this Card? Consider adding it to your + Ownlist it will give you list of best offers and lounges (with free access) against your Cards in one place, Your Dashboard

3 Comments Post Comment

...

Raul Saran

#Rewards

Card is targeted more to masses than millennials. If you want to have a premium experience & get good support from customer care, better wait to see market response on this card. This card is to gain share in the middle segment & gain the lost market share tajen by Amazon ICICI card or Flipkart Axis card. On top of it they have made the redemption so tight to push people to make it their primary card. Minimum rewards for redemption is 2500 rewards, redeemable in multiples of 500 and unredeemed points will expire in 1 year

16 Mar 2020

...

Raul Saran

#Rewards

Card is targeted more to masses than millennials. If you want to have a premium experience & get good support from customer care, better wait to see market response on this card. This card is to gain share in the middle segment & gain the lost market share tajen by Amazon ICICI card or Flipkart Axis card. On top of it they have made the redemption so tight to push people to make it their primary card. Minimum rewards for redemption is 2500 rewards, redeemable in multiples of 500 and unredeemed points will expire in 1 year

16 Mar 2020

...

Nancy Dutta

#Other

HDFC Bank Millenia Credit Card is really helpful while traveling. It gives various benefits like exclusive airport lounge access.. really impressed

25 Feb 2020

3 Comments Post Comment

...

Raul Saran

#Rewards

Card is targeted more to masses than millennials. If you want to have a premium experience & get good support from customer care, better wait to see market response on this card. This card is to gain share in the middle segment & gain the lost market share tajen by Amazon ICICI card or Flipkart Axis card. On top of it they have made the redemption so tight to push people to make it their primary card. Minimum rewards for redemption is 2500 rewards, redeemable in multiples of 500 and unredeemed points will expire in 1 year

16 Mar 2020

...

Raul Saran

#Rewards

Card is targeted more to masses than millennials. If you want to have a premium experience & get good support from customer care, better wait to see market response on this card. This card is to gain share in the middle segment & gain the lost market share tajen by Amazon ICICI card or Flipkart Axis card. On top of it they have made the redemption so tight to push people to make it their primary card. Minimum rewards for redemption is 2500 rewards, redeemable in multiples of 500 and unredeemed points will expire in 1 year

16 Mar 2020

...

Nancy Dutta

#Other

HDFC Bank Millenia Credit Card is really helpful while traveling. It gives various benefits like exclusive airport lounge access.. really impressed

25 Feb 2020