HSBC Smart value Credit Card by HSBC

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Updated On: Feb 20, 2020

A spend based Life time free card that gets you access to online offers around travel given by HSBC and accelerated rewards on certain categories. Spend based benefit on movie is good to buy for those ticket that doesn?t get covered in buy 1 get 1 most commonly given out

Return on Spends: 1 Reward Points per 100 Rs spent

Accelerated returns: 3X Rewards on Online, Dining & Telecom spends

Best Reward redemption: Shopping gift voucher on HSBC website

How to redeem points:


Domestic Lounge access: No free access

International Lounge access: No free access

Other benefits:

Where to use it: Travel,Dining,

Milestone Benefits

Yearly: Not there

Regular: 10% Cashback up to INR1,000 in the first 60 days of issuance. 200 Rs movie voucher on spending more than 15,000 Rs in a month

Regular Offers: Regular discounts on travel, dining and movies

Fees (+18% GST)

Joining fee: 0

Annual Fee: 500

Forex Markup: 3.5%

Annual Percentage Rate: NA%

Fee and waivers

Payment: Free for year 1. 500 amazon voucher if renewal fee is paid

Annual Fee waiver: Waived off if more than 50,000 Rs has been spend

Joining Fee waiver: No waiver

Other info

Eligibility: 25,000 monthly salary

Official link: Click here

Contact Customer support:

Login :

Apply :

Terms and Offers keeps getting updated at Banks website, its recommended that you check on Banks official page for most updated information

Do you have this Card? Consider adding it to your + Ownlist it will give you list of best offers and lounges (with free access) against your Cards in one place, Your Dashboard