Paytm First credit card by Citibank

Overall Rating - 4.3/5

from 3 User Reviews

Cost vs Value
Application Process
Offers & Benefits
Customer Service
Profile Image Finvass

Updated On: Feb 20, 2020

A simple card that gives good 1% flat returns without complicated conditions for general spends adjusted in Credit card statement every month. Low annual fee that is waived off on spending Rs 50,000. can be used to earn points on Bill payment, Wallet reloads and LIC payments

Return on Spends: 1 % cashback on all spends

Accelerated returns: On certain spends mentioned on Citi bank website

Best Reward redemption: Adjusted as statement credit every month

How to redeem points:


Domestic Lounge access: No free access

International Lounge access: No free access

Other benefits:

Where to use it: Regular,Wallet,

Milestone Benefits

Yearly: For first year Paytm first membership and 10,000 Paytm coupons

Regular: Not there

Regular Offers: Applicable for general Citi bank based offers

Fees (+18% GST)

Joining fee: 500

Annual Fee: 500

Forex Markup: 3.5%

Annual Percentage Rate: NA%

Fee and waivers

Payment: Paid at end of year

Annual Fee waiver: Waived off if more than 50,000 Rs has been spend

Joining Fee waiver: Waived off if more than 50,000 Rs has been spend

Other info

Eligibility: Select customers of Paytm

Official link: Click here

Contact Customer support:

Login :

Apply :

Terms and Offers keeps getting updated at Banks website, its recommended that you check on Banks official page for most updated information

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